Frandsen Bank & Trust

"Real people. Real results."

-Gene Pelletier-

Vice President | Mortgage Lending Officer
NMLS: 404242

Mortgage - Apply Today
Home Buyer's Guide


I offer loans for First Time Homebuyers, Cabin Financing, Construction Loans, Home Equity, Conventional, Government Guaranteed, Home Improvement. We are one of the most flexible lenders in the area. My team and I are here to answer any questions you have. I can help you understand more about:

– Loan programs
– Rates
– The loan process
– What you’ll need for your application
– What to expect after you complete your application

Frandsen Bank & Trust provides a true community banking experience to over 30 communities throughout Minnesota, North Dakota, and Wisconsin. By forming meaningful relationships with all customers, both large and small, we are able to deliver custom financial solutions that support their goals.

Founded in 1982 by Dennis Frandsen, Frandsen Bank & Trust is owned by Frandsen Financial Corporation (FFC), a $3 billion interstate holding company, with an additional $1 billion in assets managed by our investment and trust divisions. Based in Arden Hills, Minn., FFC provides crucial operational support services to its bankers – allowing them more time with customers to develop personal, long-term banking relationships.


Gene has written three different mortgages for me over the past 20 years. Reliable, confidential, great customer service and quick timeline. I would not trust my finances and mortgage with anyone else.

Shelly- Cloquet, MN

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